For decades, creditworthiness was defined by a narrow set of financial indicators. In the United States, credit bureaus like Experian, Equifax, and TransUnion—together with FICO scores—established the benchmarks lenders used to decide whether to extend credit. These models relied on a consumer’s history of loans, mortgages, and...
Why Emails Are Powerful Identity Anchors Think for a moment about your own email address.Maybe you created it back in college. Maybe it’s the one you’ve carried with you through jobs, apartments, relationships, and countless password resets. It’s the login you still use for Netflix, Amazon,...
Imagine a fintech startup that launches in Buenos Aires. Within its first year, they blow past growth targets—signing up thousands of customers a week. Then, quietly, their chargeback rates climb, mysterious accounts created using synthetic identities rack up unpaid loans, and their operational costs swell. Investors start asking tougher...
For years, fraud prevention has largely been reactive: businesses let users sign up, complete onboarding, even pass through verification checks—and only then investigated suspicious patterns. But fraud no longer works at that pace. Today’s fraudsters use automation, stolen credentials, synthetic identities, and even AI-generated profiles. By the time...
Synthetic identity fraud has emerged as one of the most pervasive and challenging forms of financial crime today. Unlike traditional identity theft, where a criminal steals and uses a real person's information, synthetic identity fraud involves creating a completely new identity by combining real and fabricated data. This...
Reverse email lookup has become an invaluable technique for businesses and investigators to uncover the person or organization behind an email address. In simple terms, a reverse email lookup means starting with an email and finding information about its owner. This could reveal the person’s name, social media profiles,...
