In 2024, global scams reached unprecedented levels, with over $1 trillion lost worldwide, marking a significant increase from previous years. This surge is largely attributed to the proliferation of fake accounts across various platforms, including social media, e-commerce, and financial services. These fraudulent accounts are not only used for spam...
Digital footprints are the trails of data users leave behind as they move through the online world. These traces can include everything from email activity and IP addresses to browser settings and device metadata. Every digital interaction helps shape a virtual profile that evolves over time. Unlike static identifiers like...
Beyond the Score: How Alternative Data Transforms Credit Decisions Live webinar | August 14 | 16:00 GMT+3 | 30 minutes Discover how alternative data is reshaping modern credit risk strategies — with real-world insights from GiniMachine and Scoreplex. REGISTER What You’ll Learn In today’s digital world, traditional credit scoring just...
Hi from the Scoreplex team, We’re thrilled to introduce our H1 product update — a major step forward in making fraud prevention more transparent, customizable, and automated. From a brand-new rule-based scoring engine, IP intelligence, phone/email/name cross matching to deeper identity consistency checks and enhanced email risk analysis,...
In the 20th century, credit was a simple, rule-bound system: you either had a credit history or you didn’t. You were either in the system or out. If you had no loans, no bank-issued credit cards, and no accounts in good standing with reporting agencies, then it didn’t...
In recent years, rental payment data has become increasingly recognized as a powerful indicator of an individual's creditworthiness. Regular, timely rental payments demonstrate clearly a borrower's financial discipline, reliability, and willingness to meet their debt obligations fully and punctually. Research from the Urban Institute further supports...
